Article Index >>


Blue from American Express

By: Stephen Bishop Jr.

If you have been looking for a new credit card with no luck, you might want to try one of the many shades of Blue from American Express. There are several cards to choose from so finding one that matches your needs should not be difficult. American Express offers Blue Cash, Blue, Blue for Students, and Blue Sky. Whether you own a business or are looking for a great personal credit card, American Express has you covered.

The American Express Blue Cash Card is the answer to your credit card needs. The Blue Cash card from American Express offers up to 5 percent cash back when you spend over $6,500.01 in a year on everyday purchases. Do you have bills to pay? Of course you do! The Blue Cash card will allow cardholders to earn cash back on telephone or cable bills as well as transportation expenses. As you might expect, the Blue Cash Card offers access to your account online as well as excellent customer service. It also offers ExpressPay. For those that are not familiar with this built-in feature, it is simply a faster way to checkout items at the store. You do not have to swipe the card or sign a receipt at all. Just scan the card and you’re on your way. The Blue Cash Card from American Express makes shopping easy and worry-free. Cardholders are provided with fraud protection, purchase protection, return protection, and the American Express Buyer’s Assurance Plan. With the American Express Buyer’s Assurance Plan, original warranties will be matched up to one additional year. The Blue Cash Card allows the cardholder to either pay their balance in full or pay over time.

The Blue Cash card makes traveling simple. Car rental loss and damage insurance is provided as well as emergency card replacement. American Express also offers their Global Assist Hotline for cardholders. The Global Assist Hotline will give Blue Cash cardholders just about any assistance they need while traveling more than 100 miles from their residence. Like all Blue Cards from American Express, the Blue Cash Card does not charge an annual fee. 0% APR is available for six months, and the cardholder can transfer balances from other cards to the Blue Cash Card and enjoy an APR fixed-rate of 4.99% until the balance is paid off.

American Express offers Blue from American Express for personal use as well. The Blue from American Express has 0% APR for 15 months with no annual fee. Like the Blue Cash Card, the Blue offers balance transfers resulting in 4.99% APR for the life of the balance. The Blue from American Express features the Membership Rewards Express program. This program allows members to redeem points for travel, shopping, dining, entertainment, and more. There are no limits to the amount of points one can earn! Also, points with the Membership Rewards Express program do not have an expiration date.

American Express also allows businesses and business owners to enjoy the advantages of the Blue Cash credit card. Perhaps the most beneficial aspect of the Blue Cash for Business Card from American Express is their OPEN savings feature. Simply use the card for supplies and services, traveling and dining and more, and the savings are automatically credited to your account. American Express has many partners with the OPEN savings program. Delta, Hyatt Hotels and Resorts, FedEx, Hertz, 1-800-Flowers.com, JetBlue Airways, and Gateway are just a few. Expense management tools allow businesses to create customized reports of their spending. Additional cards can be given to other employees within your business. To add to this, when they use the card you can earn more rewards points and receive extra savings with business purchases. The Blue Cash card for business allows cardholders to enjoy most of the same protection and insurance concerning shopping and traveling. Also, there is no limit to the amount of cash back you can receive with the Blue Cash Card from American Express. For six months, you can enjoy 0% APR on purchases made with your Blue Cash Card from American Express. There is no annual fee with the Blue Cash for Business card. Cardholders can enroll into the Membership Rewards Express program for free with their Blue Cash for Business card.

Students can enjoy Blue from American Express too! The Blue for Students card is a great way to build credit and manage your money. The Blue for Students card has no annual fee and gives cardholders great benefits. This card also gives students the convenience of ExpressPay, free balance transfers, and access to their account at ATMs or online. Students can enjoy great travel and shopping benefits and feel safe with protection and insurance offered with their Blue for Students card.

The BlueSky from American Express offers 0% APR for six months with no annual fee. Cardholders are given the flexibility to pay over time. Cardholders earn points on all purchases. The points are redeemable for a flight on any airline, any rental car, any cruise, or travel package! The BlueSky from American Express has the Assured Reservations benefit. Therefore, if you happen to arrive late at your hotel, American Express will guarantee a room for you. Car rental loss and damage insurance is available as well as American Express’ Global Assist Hotline. Cardholders can get advance tickets to Broadway shows, access to major sporting events, concerts, and more. With the American Express Selects program, cardholders can get great deals on merchandise and services. ExpressPay, online account management, additional cards, balance transfers, fraud protection, and excellent customer service are just a few of the many other benefits that come with your BlueSky from American Express.

So, if you are looking for a new credit card with protection, convenience, benefits, and great rewards, an American Express Blue Card may be the card for you.